Business Insurance for Property Managers

As a director of a property management business, you’re trusted to oversee buildings, protect tenants and deliver value to landlords.

With every responsibility comes potential liability – whether that’s a personal injury in a communal area, a dispute over maintenance delays or a contractor’s mistake leads to costly damage. The financial and reputational impact of a claim can be significant.

That’s where our free business insurance health check helps. We’ll review your existing cover, highlight any gaps or overlaps, and make sure your insurance actually fits how your property management business operates.

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Why property managers choose us for their commercial insurance

We work with owner-managed property management businesses across the UK, typically with up to £5 million turnover. Whether you manage residential blocks, commercial units, or a mixed portfolio, we’ll take time to understand how your business operates then tailor cover to reflect your actual risks.

This is the benefit of working with a specialist commercial broker like us. Wherever you’re based and whatever your needs, we’ll support you with expert advice and flexible insurance options. You’ll get a personal service that you won’t get with many other insurers.

Case study: How we helped a commercial client improve cover and save money

An independent financial advisory firm based in London came to us after receiving a renewal quote of £21,000 from their existing broker.

The policy included £500,000 of professional indemnity (PI) cover and directors’ and officers’ (D&O) insurance, but they weren’t confident it would reflect how their business would evolve. We carried out a free business insurance health check to identify opportunities.

The results speak for themselves:

Increased professional indemnity cover for £1 million (up from £500k).
Maintained directors’ and officers’ cover.
Reduced the premium to £12,485 (a 40% saving).

We’re pleased to have got stronger protection in place for a reduced premium, giving them confidence that their insurance supports their work, reputation and plans for growth.

What your property management cover can include

We’ll tailor your policy around your business model, contracts, staff and the types of properties you manage. Depending on your needs, cover can include:

Professional indemnity insurance: Covers legal defence and compensation if a landlord or tenant claims your advice or management caused financial loss.
Public liability insurance: Protects against injury or property damage claims including incidents in communal areas you manage.
Employers’ liability insurance: Legally required if you employ staff. Covers claims from caretakers, admin staff or site managers injured in the course of their work.
Office and equipment insurance: Covers laptops, key safes, phones and business equipment from theft, loss or damage.
Legal expenses insurance: Supports with rent recovery, tenancy disputes, eviction processes or contractual disagreements.
Cyber insurance: Covers financial loss, legal costs and response services following data breaches, hacking or cybercrime – especially relevant if you handle personal landlord or tenant data.

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Speak to us about our commercial insurance

Our tailored business insurance policies for property managers ensure you get the right protection at the best price. Fill in your details below and our experienced Commercial Team will be in touch with you shortly.

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