Travel Insurance

How does travel insurance work?

The right holiday insurance will protect you financially should the worst happen while you’re away. It’ll protect you for unforeseen events such as losing your passport, missing your flight, or helping with medical bills in the unfortunate event of an accident 

A lot of the time, travel insurance works on the basis of exclusion, not inclusion. As specialist travel insurance brokers, we’ll work with trusted providers to bring you cover options that include a wide range of destinations and activities. With Norton Insurance Brokers, you’ll even get to enjoy perks like VIP lounge access if your flight is delayed by 2 hours or more. 

So whether you’re travelling in Europe or further afield, we can arrange holiday insurance for all types of trips such as:

Winter sport holidays

Activity & golf holidays

Destination weddings

Backpacking trips

Cruise holidays

For those travellers who enjoy outdoor adventures, we also offer cover for your touring caravan and small craft, so that you can protect what’s important to you. 

What travel insurance do I need?

When choosing travel insurance, there are a few things to think about. We recommend considering the following when arranging travel insurance: 

  • Are you taking any valuable belongings or equipment with you? 
  • Do you or a member of your family / travel group have a medical condition that needs to be covered? 
  • What activities will be included in your trip? 
  • Do you need a higher cover level for baggage? 
  • Are you planning to take multiple trips throughout the year? If so, an annual travel insurance policy may be worth considering.

Your personal client manager will discuss the options with you and ensure you get a travel insurance policy that fits the bill for you, and for your family. And if you ever need to make changes, simply give them a call on 0121 248 9440. 

If you have pre-existing medical conditions, it’s important to check the travel insurance you’re looking to take out is suitable for you. We can provide you with information to help with this. 

For a worry-free trip, get in touch for a personalised travel insurance quote. 

Young woman on holiday - Norton Insurance Brokers

What are my travel insurance cover options?

Many customers ask us about the difference between our annual travel insurance and per-trip options. What works for you will usually come down to how frequently you travel, as often an annual policy can be more cost-effective if you’re going away more than once. 

  • Single trip travel insurance: Ideal if youre planning a one-time journey, providing coverage throughout your trip, whether its a quick weekend getaway or a family holiday. 
  • Annual travel insurance: Tailored for frequent flyers, this option covers multiple trips throughout the year, eliminating the need to arrange insurance for each journey. 

At Norton Insurance Brokers, we’re all about choice, and tailored options – so whatever your plans (or potential plans), we’ll do our best to find the right travel cover for you. 

Businessman at airport - Norton Insurance Brokers

Frequent flyer insurance

As well as single-use policies for one-off trips, we can arrange multi-trip travel insurance that covers you throughout the year. This can be useful for frequent flyers who travel several times a year or even more often, and coverage can be extended to couples and families. Not only is this a great way to save time arranging individual cover for trips, but it can also be more competitive financially. 

Interested in multi-trip insurance? Our team will help tailor your perfect frequent flyer travel insurance policy. 

Get a travel insurance quote

Our team of personal client managers is experienced in arranging travel insurance for a range of needs. Contact us today for a bespoke quote to suit your plans.

Skiing downhill - Norton Insurance Brokers

Specialist protection for

Skiing and extreme adventure sports

If you’re heading to the slopes, or climbing a cliff face, you most likely won’t be automatically covered by a standard travel insurance policy. We can arrange winter sports travel insurance, and cover for other ‘extreme’ sports which are considered higher risk. 

It’s best to let us know when setting up your policy exactly what activities you’re planning, or may take part in on any trip. While you can add this type of protection onto single-trip policies, you can also get these kinds of cover included in an annual travel insurance policy. Your personal client manager will be able to talk through the options with you to help you decide what will be most suitable for your needs. 

Travel insurance FAQs

Do you have to have travel insurance?

While travel insurance isn’t a legal requirement, it’s a safety net in case things go wrong on your trip. For example, if you have an accident while you’re abroad you might end up with a hefty medical bill. Having comprehensive travel insurance in place means you’ll likely receive some financial support towards the cost.  

Does travel insurance cover strikes?

It depends on the type of cover you have and may differ between providers. Contact us to discuss your specific needs, and our team will guide you through the available options.

When will my travel insurance start and end?

When arranging your travel insurance, our personal client managers will assist you in setting your policy’s start and end dates. Generally, you’ll receive immediate protection upon purchasing the policy, ensuring coverage in case of any unexpected issues before your trip begins.

When is it 'too late' to buy travel insurance?

The ideal time to get travel insurance is right after booking your trip, but you can buy it up until the day you leave. Consider taking out an annual travel insurance policy as you’ll be automatically covered for any trips you take and there’s no need to arrange cover every time you go.

Do you need travel insurance for UK?

If you’re holidaying in the UK, there’ll be no need to worry about unexpected medical bills if the worst happens – but it can offer protection for other unforeseen events like having to cancel last minute or lost luggage. Get in touch to discuss your specific needs and our team will take you through your available options for UK travel insurance. 

Contact us

Send us a message below to get in touch. We aim to respond to all queries sent before 5pm the same working day in the week, and the next working day if you message us in the evening or at the weekend.