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Specialist High Value Home Insurance
When your home and possessions are worth more, standard policies often fall short. High value home insurance is designed for properties with higher rebuild costs, valuable contents, and more complex insurance needs.
High value houses, premium homes and high net worth households are often misunderstood by standard insurers, particularly when it comes to accurately valuing buildings, contents and high value items. But we and the specialist insurers we work with understand them.
As an experienced home insurance broker arranging high value home insurance, we take the time to understand your property, your lifestyle and what you need protecting. Simply speak to us about your requirements, and we’ll do the rest.
Protection for high value houses and household contents
Whichever type of property you own, we’re able to arrange cover that reflects its true value.
High Value House Insurance
High Value Household Insurance
High Value Content Insurance
We arrange cover through tailored high value home and contents insurance policies. When you request a quote, we’ll ask about your property, rebuild cost and the total value of your household contents. Where needed, we’ll also discuss any individual high value items that require specific attention.
Our strong relationships with specialist insurers allow us to arrange premium home insurance built around your needs, not policy limits. Cover can include protection against fire, theft, storm damage, flooding and accidental damage (subject to terms and conditions).
High value contents and high value item insurance
Many standard policies place strict limits on valuable belongings. With high value contents insurance, we can help ensure your possessions are insured properly and transparently.
This can include high value home contents insurance and high value item insurance for jewellery, artwork, collectables and other valuable items within your home. We’ll make sure appropriate values are agreed and reflected within your policy, helping reduce the risk of underinsurance.
Home insurance for high value items away from home
If you regularly take valuable items outside the home, personal possessions cover can be included as part of your policy.
This provides protection for home insurance high value items while away from your property, where the risk of loss, theft or accidental damage is often higher. We’ll help you decide whether this cover is suitable for your lifestyle and ensure it’s arranged correctly.
Speak to us about your insurance needs
If you’re looking for high value home insurance in the UK, we’d be happy to help. Whether you need household insurance or cover for a high value house and contents, speak to us today.