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Specialist Home Buyers Insurance
Buying a home is exciting, but it’s also one of the biggest financial commitments you’ll ever make. Home buyers insurance helps protect you during the process of purchasing a property, when responsibility for the building can transfer earlier than many people realise.
Insurance when buying a home is often overlooked, particularly by first-time buyers who assume cover only needs to start once contracts are exchanged or keys are collected. In reality, the risk can begin sooner.
As the most trusted home insurance broker, we help buyers understand what protection is needed, when it should start, and how to arrange cover correctly without confusion or last-minute stress.
Home buyers protection insurance — is it worth it?
Home buyers protection insurance is it worth it? For many buyers, the answer depends on their circumstances.
Homebuyers protection insurance can offer reassurance during a time when plans can change, delays happen, and unexpected issues arise. Buyers protection insurance is not about over-insuring it’s about understanding risk and deciding what level of protection feels right for you.
Insurance when buying a house
One of the most common questions we’re asked is: what insurance do I need when buying a house?
In most cases, you’ll need building insurance when buying a house from the point you become responsible for the property, which can be earlier than completion. Insurance when buying a house is often a condition of your mortgage offer, so it’s important to get this right.
We’ll guide you through house insurance when buying a house, explaining when cover should start and what it needs to include.
When to buy building insurance when buying a house
When to get building insurance when buying a house depends on your contract and lender requirements.
For many buyers, building insurance when buying a house needs to be in place from exchange of contracts, not completion. Knowing when to buy building insurance when buying a house can help prevent costly mistakes if something unexpected happens before you move in.
We’ll help you arrange cover at the right time, no sooner than necessary, and never too late.
Speak to us about your insurance needs
If you’re arranging home buyers insurance or want guidance on insurance when buying a property, we’d be happy to help.
Whether you’re a first-time buyer or moving home, fill in your details below and we’ll be in touch to discuss the right protection for your purchase.