Business Insurance for Accountants

Why accountants choose us for their commercial insurance

We work with owner-managed accountancy businesses across the UK, typically with up to £5 million turnover. Whether you work independently or lead a team, we’ll get to understand how your accountancy business runs and create a tailored policy around your actual risks.

This is the benefit of working with a specialist commercial broker like us. Wherever you’re based and whatever your needs, we’ll support you with expert advice and flexible insurance options. You’ll get a personal service that you won’t get with many other insurers.

A close up of two laptops.

Case study: How we helped a commercial client improve cover and save money

An independent financial advisory firm based in London came to us after receiving a renewal quote of £21,000 from their existing broker.

The policy included £500,000 of professional indemnity (PI) cover and directors’ and officers’ (D&O) insurance, but they weren’t confident it would reflect how their business would evolve. We carried out a free business insurance health check to identify opportunities.

The results speak for themselves:

  • Increased professional indemnity cover for £1 million (up from £500k).
  • Maintained directors’ and officers’ cover.
  • Reduced the premium to £12,485 (a 40% saving).

We’re pleased to have got stronger protection in place for a reduced premium, giving them confidence that their insurance supports their work, reputation and plans for growth.

What your accountancy cover can include

No two accountancy businesses are the same and your insurance should reflect that. First, we’ll understand your business before tailoring your policy around your risks, assets you own, contracts and the advice you provide.

Depending on your needs, cover can include:

  • Professional indemnity insurance: Covers legal costs and compensation if a client claims your service, figures or advice caused financial loss.
  • Cyber insurance: Helps if client data is leaked, hacked or held to ransom. Covers recovery, legal defence and notifications.
  • Public liability insurance: Protects you if someone is injured at your office or during site visits, or if you accidentally damage client property.
  • Employers’ liability insurance: Legally required if you employ anyone. Covers staff claims for injury or illness linked to their work.
  • Office and equipment insurance: Covers laptops, files, records and office furniture from fire, theft or accidental damage.
  • Legal expenses: Covers costs linked to client disputes, unpaid invoices, tax investigations, or employment issues.

Speak to us about our commercial insurance

Our tailored business insurance policies for accountants ensure you get the right protection at the best price. Fill in your details below and our experienced Commercial Team will be in touch with you shortly.