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New Build Home Insurance
New build home insurance is designed for properties that have been recently constructed, including homes purchased directly from a developer or built to modern specifications. Even though a property is new, it still needs insurance in place once responsibility passes to the buyer.
New build house insurance helps protect the structure of your home and, where required, the contents inside it. This ensures your property is covered against risks such as fire, flood and storm damage from the point cover is needed.
As an experienced home insurance broker arranging new build home insurance, we take the time to understand your property, your lifestyle and what you need protecting. Simply speak to us about your requirements, and we’ll do the rest.
Insurance for newly built houses
We arrange insurance for a wide range of newly built properties, including houses and modern developments.
Whether your home is part of a larger development or a single newly built house, the aim is to ensure cover is arranged accurately based on the property’s construction, size and rebuild cost.
Buildings insurance for new build properties
Buildings insurance for new build properties protects the structure of the home, including walls, roofs, floors and permanent fixtures such as kitchens and bathrooms.
Building insurance for new build homes is separate from any structural warranty provided by the developer. While warranties may cover certain defects, they do not replace the need for full buildings insurance to protect against insured events.
When cover should start
Insurance for a new build home typically needs to start from completion, when ownership and responsibility for the property transfers to you. In many cases, mortgage lenders will require buildings insurance to be in place before funds are released.
Understanding when your cover should begin helps prevent gaps, particularly if completion dates change or are delayed.
Speak to us about your insurance needs
If you’re arranging new build home insurance or reviewing cover for a newly built property, we’d be happy to help.
Fill in your details below and we’ll be in touch to discuss your home and arrange suitable cover with clarity and care.
A fine, traditional personal experience with the same agent who knows my requirements over several years. Nearly always providing the best quote available in the market. Highly recommended.
We have used Norton for our house insurance for many years ... always helpful and competitive
