Scroll

An Image of Gold Jewellery in a White Jewellery Organiser

SPECIALIST COVER FOR YOUR VALUABLES

Jewellery Insurance

Your jewellery often holds more than just financial value. Engagement rings, luxury watches, family heirlooms and designer pieces can carry years of memories, sentiment and investment.

Standard home insurance policies may not always provide enough protection for high-value items. Limits can apply to individual valuables, and some policies may require specific items to be declared separately.

Our jewellery insurance is arranged as part of a wider home and contents insurance policy, helping you protect your watches, rings and other valuable possessions under one tailored solution.

Whether you are searching for jewellery insurance UK, high-value jewellery insurance or specialist jewellery insurance, we help arrange cover that reflects the true value of your collection and lifestyle.

GET A QUOTE

How does Jewellery Insurance work?

Our Personal Client Managers take the time to understand the valuables you own and how they should be protected within your home insurance arrangement.

We work with specialist insurers who understand higher-value homes and collections, helping arrange cover for:

Engagement ring insurance
Diamond ring insurance
Watch and jewellery insurance
Home insurance with high value jewellery
Multiple valuable items under one policy

If you own higher-value jewellery, insurers will often require individual items to be specified separately on your policy. This helps ensure your valuables are insured for the correct amount if they are lost, damaged or stolen.

We can also help arrange agreed values where appropriate, giving you more confidence that your jewellery is protected properly.

Get a quote

What can Jewellery Insurance cover?

Jewellery insurance arranged through Norton can include protection for:

Loss or theft of jewellery
Accidental damage cover
Worldwide cover for specified items
Cover for engagement and wedding rings
Luxury watch cover
Cover for designer and bespoke jewellery
Protection for items while travelling
Cover for jewellery kept within safes or secure storage
Flexible single item limits for higher-value collections

Policies can also include wider home insurance protection for contents, buildings and personal possessions, helping you keep everything under one arrangement.

An Image of different types of gold jewelleries in a container

MAKING LIFE SIMPLER WITH

High Value Jewellery Insurance

High-value jewellery often needs more than standard contents cover.

Many home insurance policies apply limits to jewellery claims unless items are declared separately. This can leave people underinsured without realising it.

Our specialist jewellery insurance approach helps protect:

Luxury watches
Engagement rings
Diamond rings
Gold and platinum jewellery
Antique jewellery
Designer collections
Family heirlooms

If you own multiple valuables, we can help arrange a policy that reflects the combined value of your collection.

Request a quote

Get a Jewellery Insurance quote

Looking to protect your watches, rings or jewellery collection?

Fill in our online form and our team will be in touch to discuss your requirements. We can help arrange jewellery insurance as part of a tailored home and contents insurance policy designed around your valuables.

If you would prefer to speak to somebody directly, call us on 0121 248 9440.

Jewellery Insurance FAQs

Does home insurance cover jewellery?

Most home insurance policies include some level of jewellery cover under contents insurance. Higher-value items may need to be specified separately, especially engagement rings, luxury watches or collections.

What is high value jewellery insurance?

High value jewellery insurance helps protect valuable items that exceed standard policy limits. This can include watches, diamond rings, designer jewellery and antique pieces.

Do I need to specify engagement rings on my insurance?

In many cases, yes. Engagement ring insurance often requires the ring to be listed separately on your policy if its value exceeds the insurer’s single item limit.

Can I insure watches and jewellery together?

Yes. Watch and jewellery insurance can often be arranged under the same home insurance policy, making it easier to manage your valuables under one solution.

Can you cover multiple valuable items?

Yes. We can help arrange cover for larger collections, including multiple watches, rings and other valuable possessions.

Image of a person shielding a wooden house with his hand

MAKING LIFE SIMPER WITH

Specialist Home Insurance

Many people searching for jewellery insurance also require broader protection for their home and contents.

Our specialist home insurance can help protect higher-value properties, valuables and collections under one tailored policy.

Whether you own jewellery, watches, artwork or other collectibles, we can help arrange cover designed around your lifestyle.

Get a quote

Other services

Protect your assets with

Home Insurance

Whether your home is your castle, a three-bed semi or a sprawling farmhouse, protect it with insurance that recognises its true value. Our experienced team have access to a wide range of specialised policies so your home gets cover as unique as it is.

Other services

Travel in confidence with tailored

Travel Insurance

Take the right cover with you, whether for business or pleasure. Frequent fliers and those with pre-existing medical conditions, as well as family and work groups, can all be catered for by our trusted insurance partners.

Other services

Gear up your defence with

Performance Car Insurance

Your performance car deserves tailored protection – and you’re in the right place for that. We’ve been specialists in this exact area for over 55 years and we’ll provide tailored cover for your exact needs.

Other services

Contact us for shipshape

Small Craft Insurance

From sailing dinghies and catamarans, to narrowboats, jetskis and other watersports craft, Norton Insurance Brokers can provide small craft cover to suit.

Other services

Cover life's adventures with

Touring Caravan Insurance

Protect your caravan for trips in the UK and abroad. Our comprehensive cover provides peace of mind, enabling you to enjoy more of life’s adventures.

Other services

Gear up your defence with

Specialist Vehicle Insurance

We won’t say we wrote the book on classic car insurance, but we wrote some of the very first policies. Classic, high value and performance cars need specific insurance, so let us help you find the protection you need.