Watch Insurance
Image of 3 luxury watches in a box

How does Watch Insurance work?

Our Personal Client Managers take the time to understand the valuables you own and how they should be protected within your home insurance arrangement.

We work with specialist insurers experienced in covering luxury and high-value watches, including Rolex models, collector pieces and multi-watch collections.

Whether you are looking for Rolex watch insurance, luxury watch insurance or protection for several watches under one policy, we can help arrange cover tailored to your circumstances.

If a watch exceeds an insurer’s single item limit, it will usually need to be specified separately on your home insurance policy. This helps ensure it is insured for the correct value if it is lost, stolen or accidentally damaged.

Image of a brown luxury watch

What can Watch Insurance cover?

Watch insurance arranged through Norton can include protection for:

  • Loss or theft of watches
  • Accidental damage cover
  • Cover for luxury and collector watches
  • Protection while travelling
  • Cover for watches kept in safes or secure storage
  • Flexible single item limits for higher-value collections

Policies can also include wider home insurance and contents insurance protection, helping keep all of your valuables under one arrangement.

Image of one gold and silver watch in a box

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High Value Jewellery Insurance

Watch insurance arranged through Norton can include protection for:

  • Loss or theft of watches
  • Accidental damage cover
  • Worldwide cover for specified watches
  • Protection for luxury, collector and Rolex watches
  • Cover while travelling abroad
  • Watches kept in safes or secure storage
  • Flexible single item limits for higher-value collections

Policies can also include wider home and contents insurance protection, helping keep your watches and other valuables covered under one tailored arrangement.

Get a Jewellery Insurance quote

Looking to protect your luxury watches or watch collection?

Fill in our online form and our team will be in touch to discuss your requirements. We can help arrange watch insurance as part of a tailored home and contents insurance policy designed around your valuables.

If you would prefer to speak to somebody directly, call us on 0121 248 9440.

Watch Insurance FAQs

Does home insurance cover watches?

Most home insurance policies include some level of contents cover for watches. Higher-value watches may need to be specified separately if they exceed single item limits.

What is specialist watch insurance?

Specialist watch insurance helps protect luxury, collector and high-value watches that may require higher limits or tailored cover within a home insurance policy.

Do Rolex watches need separate insurance?

In many cases, yes. Rolex watches often exceed standard single item limits and may need to be declared separately on your policy.

Is worldwide cover available for watches?

Many policies can include worldwide personal possessions cover, helping protect watches while travelling or away from home.

Can I insure multiple watches together?

Yes. We can help arrange cover for collections of luxury and high-value watches under one policy.

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Specialist Home Insurance

Many people searching for watch insurance also require broader protection for their home and valuables.

Our specialist home insurance can help protect higher-value properties, luxury possessions and collections under one tailored policy.

Whether you own watches, jewellery, artwork or other collectibles, we can help arrange cover designed around your lifestyle.