Art Insurance
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How does Art Insurance work?

Our Personal Client Managers take the time to understand the artwork you own, how it is displayed or stored and the level of protection you require.

We work with specialist insurers experienced in covering fine art collections, individual artworks and higher-value possessions.

Whether you own a single statement piece or a wider private collection, we can help arrange cover tailored to your circumstances.

If an artwork exceeds an insurer’s single item limit, it will usually need to be specified separately on your home insurance policy. This helps ensure it is insured for the correct value if it is damaged, lost or stolen.

For higher-value collections, we can also help arrange agreed values where appropriate.

Different Painting In The Picture

What can Art Insurance cover?

Art insurance arranged through Norton can include protection for:

  • Loss or theft of artwork
  • Accidental damage cover
  • Protection for paintings, sculptures and framed artwork
  • Cover for private collections
  • Artwork kept in secure storage or displayed within the home
  • Flexible single item limits for higher-value pieces
  • Worldwide cover for specified artwork where required

Policies can also include wider home and contents insurance protection, helping keep your artwork and other valuables covered under one arrangement.

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Fine Art Insurance

Fine art can increase in value over time, especially original works, rare pieces and artist collections.

Without the right protection, some owners may find standard home insurance policies do not fully reflect the replacement or market value of their artwork.

Our fine art insurance solutions can help protect:

  • Original paintings
  • Sculptures
  • Limited edition artwork
  • Photography collections
  • Antique artwork
  • Contemporary art collections
  • Private and inherited collections

Whether you own a single artwork or a wider collection, we can help arrange protection designed around your needs.

Get a Art Insurance quote

Looking to protect your artwork or fine art collection?

Fill in our online form and our team will be in touch to discuss your requirements. We can help arrange art insurance as part of a tailored home and contents insurance policy designed around your valuables.

If you would prefer to speak to somebody directly, call us on 0121 248 9440.

Art Insurance FAQs

Does home insurance cover artwork?

Most home insurance policies include some level of contents cover for artwork. Higher-value pieces may need to be specified separately if they exceed single item limits.

What is fine art insurance?

Fine art insurance helps protect valuable artwork and collections that may require higher limits or specialist cover within a home insurance policy.

Do I need to value my artwork for insurance?

For higher-value artwork, insurers will often require valuations or proof of value to ensure the correct level of cover is in place.

Can I insure multiple artworks together?

Yes. We can help arrange cover for private collections and multiple artworks under one policy.

Can I insure other valuables alongside my artwork?

Yes. Our art insurance is arranged as part of a wider home and contents insurance policy, helping protect more than just your artwork.

Many clients who insure valuable artwork also own other collectible or high-value possessions that may require specialist protection under the same policy.

As part of your home insurance arrangement, we can also help arrange cover for:

  • Jewellery Insurance
  • Watch Insurance
  • Memorabilia Insurance
  • Antique Insurance
  • Handbag Insurance
  • Hi-Fi System & Home Cinema Insurance
  • Other High Value Items and Collections

This approach helps keep your valuables protected under one flexible insurance arrangement, rather than spreading cover across multiple separate policies.

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Specialist Home Insurance

Many people searching for art insurance also require broader protection for their home and valuables.

Our specialist home insurance can help protect higher-value properties, artwork and collections under one tailored policy.

Whether you own artwork, jewellery, watches or other collectibles, we can help arrange cover designed around your lifestyle.