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A high-value, specialist home situated in a rural, green garden.

GIVE YOUR HOME THE COVER IT DESERVES WITH A

Home Insurance Broker

Home insurance is an essential, a protection for you and your family’s safe place, as well as your most valuable asset. For many homeowners, it is often the place where all your other most valuable possessions are kept.

As one of the UK’s most trusted home insurance brokers, we are used to dealing with a wide range of high-value and family homes. Our experienced advisers will be able to help you find a specialist house insurance policy, with all the bells and whistles you expect.

We also help our customers select from additional options including key protection to cover lost or stolen house keys, as well as home emergency cover and family legal protection.

GET A QUOTE

The benefit of using a home insurance broker

The benefit of entrusting a home insurance broker with finding a specialist home insurance policy is that it is personalised to all the key elements of your home as a building, and the contents it holds. We are especially skilled at working with high-value homeowners and the specific needs their policies can bring.

If you have more than one home, we can also discuss a holiday home insurance or landlord insurance policy. Whatever your needs, your personal client manager will ensure you get the perfect fit for your home insurance.

A family relaxing in their large country home.

A PERSONALISED SERVICE

How does Home Insurance work?

First, you will have an initial conversation with our highly skilled home insurance specialist about your home and to understand your exact needs.

Our in-house underwriting team will then review your home insurance requirements and liaise with our panel of specialist insurers to find the most suitable home cover policy for your needs. We can present you with tailored options, explaining the differences in cover so you can make an informed choice.

Once you’ve chosen a policy, we’ll take care of setting up your cover, ensuring all details are correct. You’ll receive full documentation outlining what’s covered, your policy limits and any conditions you should be aware of.

GET A QUOTE

What does Home Insurance cover?

Many homeowners, particularly those using comparison sites, renew their home insurance each year without checking whether their cover still reflects how they live today.

Significant purchases such as art, jewellery, watches, specialist sports equipment or high-value hobby items can easily be overlooked. Our Home & Lifestyle Insurance has been designed to reflect the lifestyle, where contents values and specialist possessions are often higher than people realise. With our personal approach as house insurance brokers, we help ensure nothing is missed, while also making sure you’re not paying for cover you don’t need.

Your Personal Client Manager will review your cover with you, including:

Changes to your property value and rebuild cost
High-value belongings kept at home that may need specialist cover beyond your contents insurance sum insured
Collections such as art, antiques, jewellery, watches and memorabilia, which may require additional protection under collections insurance, especially when items leave the home
Outbuildings, home offices and additional properties that may need to be included

This tailored review helps ensure your home insurance keeps pace with your lifestyle, providing reassurance that your property, possessions and passions are properly protected.

Get your specialist home insurance quote today

Send us a message here and one of our home insurance broker team will get in touch to help with any query around your home insurance cover and provide you with a personalised quote.

COVER FOR YOUR

Home away from home

Holiday properties are often underinsured, making you vulnerable to higher costs if you need to make a claim for damage or theft. Any second homes you own, whether you visit occasionally or rent them to others throughout the year, need specific cover that takes their occupation levels into consideration.

As home insurance brokers, we can liaise with a specialist insurer panel who can also offer all kinds of second home insurance options to ensure you’re fully protected. We can also offer cover for leisure and park homes, whether permanently or occasionally lived in.

Send us a message below and our team will be happy to help, and if you insure with us already, you can speak directly with your personal client manager. To get a quote for your holiday home insurance, visit the link below or fill in your details via the online quote form.

HOLIDAY HOME INSURANCE

Other services

Gear up your defence with

Specialist Vehicle Insurance

We won’t say we wrote the book on classic car insurance, but we wrote some of the very first policies. Classic, high value and performance cars need specific insurance, so let us help you find the protection you need.

Other services

Cover your collection with

Collections Insurance

Whether you collect medals, art, cars, china and porcelain, stamps, rare antiques or something else, our dedicated team can help you arrange flexible cover that can grow alongside your collection.

Other services

Travel in confidence with tailored

Travel Insurance

Take the right cover with you, whether for business or pleasure. Frequent fliers and those with pre-existing medical conditions, as well as family and work groups, can all be catered for by our trusted insurance partners.

Other services

Contact us for shipshape

Small Craft Insurance

From sailing dinghies and catamarans, to narrowboats, jetskis and other watersports craft, Norton Insurance Brokers can provide small craft cover to suit.

Other services

Cover life's adventures with

Touring Caravan Insurance

Protect your caravan for trips in the UK and abroad. Our comprehensive cover provides peace of mind, enabling you to enjoy more of life’s adventures.

Other services

Cyber Insurance

Cyber Insurance gives you an extra layer of resistance if you’re affected by cybercrime, including some of the most common cyber-attacks; phishing, malware, ransomware, and hacking.

A large country property - Norton Insurance Brokers

SUPPORT WHENEVER YOU NEED IT

Home Insurance claims process

Our hope is always that you won’t need your home insurance – that you won’t ever be flooded, burgled, or experience subsidence damage. Specialist home insurance cover is there for all of those maybes that can sometimes become realities.

One of the reasons we’ve become so trusted as home insurance brokers is that we’ve chosen to work with insurers who are known for a really clear, simple and helpful home insurance claims process and who will take care of you every step of the way if something does go wrong.

Discuss a claim

Home Insurance FAQs

Is a home insurance broker worth it?

While it is true that a home insurance broker and the specialist home insurance policy they produce can be a little more expensive, you can’t put a price on the peace of mind that comes with knowing your home and its contents are covered for every eventuality.

Our house insurance brokers are particularly adept at working with high-value homes, and all the specific building characteristics and unique collections they can contain, ensuring no element of cover is missed.

What is specialist home insurance?

Specialist home insurance, as the name implies, is a specialist policy that goes into a lot more depth about all the exact requirements of your home.

While comparison sites can often provide quick and cheap policy quotes, they’re often not equipped to deal with all the personalised requirements of a high-value home.

Perhaps a portion of your home is a listed building, or you have a jewellery collection worth almost as much as the home itself? If so, our expert home insurance brokers are ideally equipped to get you the exact policy you need and ensure every detail and eventuality is considered.

Is Home Insurance a legal requirement?

While it is not a legal requirement in all cases, it is definitely recommended to take out some form of home insurance policy to cover your property and belongings in the hopefully unlikely event of damage, theft or loss.

The same goes for holiday home insurance, you are opening yourself up to significant risk leaving any property uninsured, so it is always recommended to find the right cover.

How much does Home Insurance cost?

Your exact cost will depend totally on the nature of your property and its contents. Once again, our in-house underwriting team will review your exact requirements and liaise with our panel of specialist insurers to find the most suitable, and cost-effective, home cover policy for your needs.

How does the home insurance claim process work?

Every claim, while following the same key steps, will depend somewhat on the exact nature of your claim and the theft, loss and/or damage. We can say with confidence that we only work with insurers who are known for a clear, simple and helpful home insurance claims process and who will take care of you every step of the way if something does go wrong.

Find out more about our home insurance claim process on our making a claim page.