When you go abroad, you’ve got enough to pack without bringing your worries with you, too.
That’s where we can help. You could be a seasoned traveller or be taking your first trip abroad, but our tailored travel insurance is the safety net you need to make your trip stress-free.
Do I need travel insurance?
Whether you’re going abroad for leisure or something else, travelling can be stressful, with ducks to put in a row and loose ends to tie up before double (then triple!) checking that you’ve got everything you need.
The last thing you want to do is think about what could go wrong while you’re away, or whether you’ve got the right package to support you should the unexpected happen.
But accidents do happen, and nobody can predict the future or control everything, no matter how hard we try.
What things do people claim for?
Over the past five years, Forbes found that the two most common reasons someone made a claim on their travel insurance were from trip cancellations and lost belongings, at 35% and 31% respectively.
27% of claims were for emergency medical treatment, while 25% were for flight delays.
Some other reasons people claimed:
- Trip interruption or curtailment – 20% of claims
- Stolen belongings – 18% of claims
- Emergency evacuation – 13% of claims
- Natural disasters – 14% of claims
What travel insurance do I need?
Your lifestyle and your travel needs will determine the type of travel insurance policy you need. Before going abroad, ask yourself the following questions:
- Am I packing any valuables? If yes, make sure your insurer is aware!
- Do I have any medical conditions? If yes, make sure your insurer is aware!
- Will I be partaking in any activities such as skiing? If yes, does your insurer know?
- How many trips abroad will I be taking throughout the year? If quite a few, you may want to consider an annual, multi-trip policy.
- Is the cover just for myself or for the whole family? Ensure everybody on the trip is covered.