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Holiday Insurance Brokers

Travel insurance for asthma

Travelling should feel straightforward. Your insurance should support that, not complicate it.

If you live with asthma, you’ve probably already thought about what happens if your condition flares up while you’re away. That’s where the right travel insurance matters.

At Norton Insurance Brokers, we help you arrange travel insurance that reflects how your asthma affects you day to day. For some, it’s occasional inhaler use. For others, it’s something that needs more careful management.

We work with insurers who understand asthma as a pre-existing medical condition. That means your cover can take into account your medication, recent symptoms, and overall control of your condition.

Planning a cruise or winter sports holiday? We’ll provide additional cover so you’re fully protected too.

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Do you need to declare asthma for travel insurance?

Yes. Asthma should be declared, even if it’s mild or well controlled.

Insurers will usually want to understand:

How your asthma is managed day to day
What medication you use and how often
Whether you’ve needed hospital treatment or GP visits recently
If your symptoms have changed in the past 12 months

It’s easy to assume mild asthma doesn’t need to be mentioned, but leaving it out can cause problems if you need to claim later.

Being upfront means your policy is based on your actual situation, not assumptions.

Your personal client manager will discuss the options with you and ensure you get a travel insurance policy that fits the bill for you, and for your family. And if you ever need to make changes, simply give them a call on 0121 248 9440.

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What travel insurance options are available?

How often you travel can make a difference to the type of policy you choose.

If you’re planning more than one trip this year, an annual policy can save time and avoid repeating the same process each time.

Once it’s set up, you’re covered for multiple trips across the year, as long as your medical situation stays the same.

If you’re only travelling once, a single-trip policy may be more suitable.

We’ll help you weigh this up based on your plans, not just price.

Contact To Learn More

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Holiday insurance for asthmatics

Asthma is one of the most common conditions declared on travel insurance, and most insurers are used to assessing it.

What matters is how your condition presents.

If your asthma is stable and controlled, getting cover is usually straightforward. If it’s more severe or has required recent treatment, insurers may look more closely at your history.

Asthma holiday insurance can include cover for emergency treatment abroad, support if your condition prevents you from travelling, and help if something changes during your trip.

Holiday insurance for asthmatics isn’t one-size-fits-all. It should reflect how your condition affects you, not just the label itself.

We’ll help you find cover that does exactly that.

Speak to an advisor

Get a travel insurance quote

Send us a message here and our team will be in touch to help with your travel insurance query.

We’ll take the time to understand your trip and point you in the right direction.

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Specialist protection for

Skiing and extreme adventure sports

If you’re heading to the slopes, or climbing a cliff face, you most likely won’t be automatically covered by a standard travel insurance policy. We can arrange winter sports travel insurance, and cover for other ‘extreme’ sports which are considered higher risk.

It’s best to let us know when setting up your policy exactly what activities you’re planning, or may take part in on any trip. While you can add this type of protection onto single-trip policies, you can also get these kinds of cover included in an annual travel insurance policy. Your personal client manager will be able to talk through the options with you to help you decide what will be most suitable for your needs.

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Travel insurance FAQs

Will asthma increase the cost of travel insurance?

It can, depending on how severe it is and whether you’ve had recent treatment. Well-controlled asthma may have little impact.

What does asthma travel insurance usually cover?

It can include emergency treatment, cancellation, and repatriation, depending on your policy and how your condition is assessed.

Do you need to declare asthma if it’s mild?

Yes. Even mild asthma should be declared so your policy reflects your full medical history.

Contact us

Send us a message below to get in touch. We aim to respond to all queries sent before 5pm the same working day in the week, and the next working day if you message us in the evening or at the weekend.